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Emerging Markets Fund

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Important Disclosure 

Investing involves risk, including possible loss of principal. An investor should consider investment objectives, risks, charges and expenses of the investment company carefully before investing. The prospectus and summary prospectus contain this and other information.  Please read the prospectus and summary prospectus carefully before investing. Bonds and bond funds will decrease in value as interest rates rise.   

Not FDIC Insured — No Bank Guarantee — May Lose Value 

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